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Your home may be repossessed if you do not keep up repayments on your mortgage.

 

ABOUT IVYCROFT

Ivycroft Financial Services is a forward-thinking firm which enjoys providing advice and tailoring personal mortgage and protection solutions to its clients.

Our mission is to re-invent every clients experience and impression of finding a mortgage and insurance. We aim to make the process as simple, fast and straightforward as possible. We will hold your hand through each stage of your financial life, ensuring you start and remain on the right path.

Head-quartered in the North East town of Darlington, we offer a nationwide service across the UK. No matter where you are, we are committed to providing you with an outstanding customer experience.

As an appointed representative of Intrinsic Mortgage Planning Ltd, we offer a whole of market proposition which is made up of a panel of providers.

We also offer a range of different insurance products from our well known providers to protect your property, family or yourself.

Your home may be repossessed if you do not keep up repayments on your mortgage.

JOSHUA COE CeMAP

PRINCIPAL MORTGAGE ADVISER

MORTGAGES

We’ll find you a mortgage from the whole of the market

Your home may be repossessed if you do not keep up repayments on your mortgage

FIRST TIME BUYERS

Purchasing your first home is something you will always remember. You can rely on our expertise to help and assist you through the process.

We appreciate making the first step on the housing ladder is difficult, with high property prices and saving for a deposit.

We all know the bigger the deposit the better. However, if you don’t have much of a deposit, we can provide solutions to help you purchase your first home. These can range from vendor gifted deposits, Help to Buy schemes, guarantor mortgages, shared equity and shared ownership schemes.

RE-MORTGAGES

So you are nearing the end of your initial mortgage deal, what do you do now?

Let us carry out a review of your circumstances, we will search the whole of the market to ensure your mortgage is on the track and still working for you.

If you don’t do this you risk reverting to your lenders standard variable rate, which is usually a higher rate of interest.

Re-mortgaging also gives you the opportunity to rejig your finances, perhaps build that extension you always wanted or raise funds to pay off some debts.

HOME MOVERS

Moving home is always an exciting time, whether it’s your first move or you’ve moved before.

You are ready to take the next step up the housing ladder, perhaps to move closer to school for the kids, a bigger house with an extra bedroom, or to live in a quieter neighbourhood?

Even though you’ve done it before, you’re likely to be looking for a bigger mortgage, so getting it right is important.

Why leave it to chance, contact us and benefit our expertise.

If you’ve built up some equity in your property, it increases your choice of lenders, you can borrow more and at a lower rate of interest.

BUY TO LET

Buying an investment property can be a good way to earn an extra income or have a nest egg for retirement.

Whatever size your property portfolio, whatever your personal income, contact us now so we can produce a tailored solution to ensure your investment works to its maximum potential.

Buy to let mortgages are not regulated by the Financial Conduct Authority.

INSURANCE

Protect your home and family with our providers.

YOUR FAMILY

It’s never nice to think of the worst things that could happen. However, we’re sure you want your family to be looked after should this ever happen.

We can tailor different types of protection to suit your individual circumstances to ensure your family’s lifestyle is protected. This can come in the form of family income benefit, life insurance and critical illness cover.

YOUR MORTGAGE

Your mortgage relies on your income for it to be affordable, be it a sole or joint mortgage.

If all or part of your household’s income stopped for whatever reason how could you afford to keep paying your mortgage?

Your mortgage is a big commitment you need to protect. We can help you do this in the from of life insurance, critical illness cover and income protection.

YOUR PROPERTY

Whether it is your own home or an investment property you will want to ensure bricks and mortar which you worked so hard to buy are protected.

It could be that you want to protect the building itself or your personal belongings you cherish. We have access to a provider and can recommend the appropriate cover.

YOUR LIFESTYLE

Often it feels like you work just to pay the bills. If you are unable to work due to an accident, sickness or unemployment you may struggle to pay your bills, never mind funding your family’s lifestyle.

It’s important to protect both your own and family’s lifestyle so you can continue to enjoy life should you ever encounter a setback. We can do this by covering you for income protection and family income benefit.

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